Read Legal terms beside local payment context
Our Legal notice sets out the rules that apply when you create, access or close an account. We may ask you to complete clear account details and phone verification before account access, so the account record matches the person using it. Payment references cover DANA, OVO,
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GoPay and QRIS, plus bank transfer and virtual account steps where those routes are displayed for your account. A payment record does not change the underlying account terms, and a pending wallet status may require a receipt or transaction reference for checking. Access or eligibility depends
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on local law, and we apply the version of these terms shown for your Indonesia access route. Please read the wording on the page before continuing, because later changes may be posted there with an updated date.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.